iOS 11 is now available to download, however one feature, Apple Pay Cash, won’t arrive for a while in iOS 11 (and watchOS 4). Apple says it’s coming this fall. With iOS 11, Apple Pay users will be able to make and receive payments with friends and family quickly and securely. They can send money and get paid right in Messages, or tell Siri to pay someone, using the credit and debit cards they already have in Wallet. When users get paid, they receive the money in their new Apple Pay Cash account. They can use the money instantly to send to someone, make purchases using Apple Pay in stores, apps and on the web, or transfer it from Apple Pay Cash to their bank account.